It's about progress, not perfection.   For years I had a surefire budgeting system that was guaranteed to produce nothing but self-hatred.  Step 1 - make budget.  Step 2 - break budget. Step 3 - decide I'm bad at money and give up on the whole budgeting thing....

Porch time fits in any budget.   I'm all for investing in experiences.  I love to travel, and I think spending money and time to see how other people live and the great sights of the world is worthwhile.  But some of the best time is porch time, and that works...

Are your subconscious beliefs holding you back?   If you believed something weird about cats, it would probably come up in conversation and be addressed. "Everyone knows cats can fly for up to 72 feet," you state.  "Umm, ha ha, no," your friends would reply. But...